LIC MEGA RECRUITMENT! AAO Specialist & AE 2025 – 491 Posts Open, Salary ₹1.26 Lakh! Apply Fast!
The LIC Recruitment 2025 notification is officially out! Life Insurance Corporation of India is hiring for 491 vacancies for AAO (Specialist) and Assistant Engineers (AE Civil/Electrical). This is a top-tier government job with a fantastic salary package starting around ₹1.26 lakh per month in metro cities. Get all the details here on important dates, eligibility, fees, vacancy breakdown, selection process, and exam pattern. Use the direct links provided to apply online before the deadline!
Key Dates: LIC AAO Specialist & AE 2025
| Activity | Dates |
|---|---|
| Start of Online Registration & Fee Payment | 16.08.2025 |
| Last Date to Apply Online | 08.09.2025 |
| Admit Card (Prelims) | 7 days before exam |
| Preliminary Exam (Tentative) | 03.10.2025 |
| Main Exam (Tentative) | 08.11.2025 |
Note: Candidates must regularly check licindia.in > Careers for any schedule changes.
LIC 2025 Recruitment: At a Glance
| Organization | Posts | Total Vacancies | Pay Scale / Salary | Mode | Job Location |
|---|---|---|---|---|---|
| Life Insurance Corporation of India (LIC) | AAO (Specialist) & AE (Civil/Electrical) | 491 (AAO Specialist: 410, AE: 81) | Basic ₹88,635 (approx. ₹1.26 lakh/month in A-class city) + allowances | Online | All India |
AAO Specialist Roles: CA, CS, Actuarial, Insurance, Legal
AE Roles: Civil & Electrical
Batch: 32nd
Educational Eligibility: Check Your Post-Wise Qualification
| Post | Education (as on 01.08.2025) | Experience / Notes |
|---|---|---|
| AE (Civil) | B.E./B.Tech (Civil) from AICTE recognized University/Institute | Min. 3 years post-qualification experience in planning & execution of multi-storied building projects with infrastructure |
| AE (Electrical) | B.E./B.Tech (Electrical) from AICTE recognized University/Institute | Min. 3 years post-qualification experience in planning & execution of multi-storied building projects with infrastructure |
| AAO (Chartered Accountant) | Bachelor’s Degree + Passed Final Exam of ICAI; completion of Articles; Associate Member of ICAI | Membership will be verified with ICAI |
| AAO (Company Secretary) | Bachelor’s Degree + Qualified Member of ICSI | — |
| AAO (Actuarial) | Bachelor’s Degree (any discipline) | Passed at least 6 papers of IAI / IFoA (UK) by 01.08.2025; membership will be verified |
| AAO (Insurance Specialist) | Bachelor’s Degree (any discipline) | Professional qualification in Life Insurance (Fellow, Insurance Institute of India – Life) + 5+ years’ experience in Life Insurance companies (IRDAI regulated) |
| AAO (Legal) | LL.B. (UGC recognized); 50% aggregate (45% for SC/ST/PwBD) | Enrolled with Bar Council + min. 2 years post-enrolment experience as Advocate or Law Officer in bank/FI/statutory corp/company/State/ Central Govt. |
Age Criteria (Reference Date: 01.08.2025)
| Post | Minimum | Maximum |
|---|---|---|
| AE (Civil/Electrical) | 21 years | 30 years |
| AAO (CA) | 21 years | 32 years |
| AAO (CS) | 21 years | 30 years |
| AAO (Actuarial) | 21 years | 30 years |
| AAO (Insurance Specialist) | 21 years | 30 years |
| AAO (Legal) | 21 years | 32 years |
Upper-age relaxations are applicable as per LIC/Government rules (check the full notification).
Application Fee / Intimation Charges
| Category | Amount |
|---|---|
| SC / ST / PwBD | ₹85 + GST + Transaction Charges (Intimation charges only) |
| All Others (UR/OBC/EWS) | ₹700 + GST + Transaction Charges (Application fee-cum-intimation charges) |
Detailed Vacancy Breakdown 2025 (491 Posts)
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 13 | 31 |
| AE Total | 81 | |||||
| AAO (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Specialist) Total | 410 | |||||
| Grand Total | 491 | |||||
PwBD Reservation: AAO (Specialist) – LD 5, VI 4, HI 4, ID/MD 4; AE – LD 2, HI 1, ID/MD 1.
How to Apply Online in 6 Simple Steps
- Click the Apply Online link below and select “New Registration”.
- Enter your basic details, complete verification via OTP/email, and save your registration number.
- Fill the detailed application form (personal, education, and required experience) and choose your preferred post.
- Upload your photo, signature, thumb impression, and required documents exactly as specified in the format.
- Pay the application fee online using debit/credit card, UPI, or net-banking. Ensure you save the e-receipt.
- Submit the form and print/download the final application for your records.
Essential Links for Application & Information
| Description | Links |
|---|---|
| Apply Online (Direct Link) | APPLY NOW |
| Notification (PDF) | DOWNLOAD |
| Syllabus | VIEW |
| Official Website | VISIT LIC |
| Join WhatsApp Channel | JOIN |
| Join Telegram Channel | JOIN |
The Selection Process: Three Phases to Success
- Phase I – Prelims (Online): An Objective Test with strict section-wise timing. It includes negative marking (–1/4). The English section is qualifying only.
- Phase II – Mains (Online): This has both Objective and Descriptive components (covering Professional Knowledge & English). Crucially, there is NO negative marking in the Mains Objective paper.
- Phase III – Interview: Candidates qualifying the Mains are called for an interview, followed by a Pre-Recruitment Medical Examination.
- Final Merit: The final list is based on the score from the Main exam (Objective + Descriptive Professional Knowledge) + Interview (English Descriptive is qualifying).
Detailed Exam Pattern
Preliminary Exam (AAO Specialist/Engineering)
| Section | Qs | Marks | Medium | Time | Notes |
|---|---|---|---|---|---|
| Reasoning Ability | 35 | 35 | English & Hindi | 20 min | Sectional timing; Negative marking –1/4; English is qualifying only |
| Quantitative Aptitude | 35 | 35 | English & Hindi | 20 min | |
| English Language | 30 | 30 | English | 20 min | |
| Total | 100 | 70 (for merit) | Overall time: 60 minutes | ||
Main Examination (AAO Specialist)
| Section | Qs | Marks | Medium | Qualifying Marks | Duration |
|---|---|---|---|---|---|
| Reasoning Ability | 30 | 30 | Eng/Hindi | SC/ST/PwBD 13, Others 15 | 20 min |
| General/Insurance & Financial Market Awareness | 20 | 20 | Eng/Hindi | SC/ST/PwBD 9, Others 10 | 10 min |
| Professional Knowledge (Objective) | 50 | 100 | Eng/Hindi | SC/ST/PwBD 45, Others 50 | 30 min |
| Objective Total | 100 | 150 | 60 min | ||
| Professional Knowledge (Descriptive) | 4 of 6 | 50 | Eng/Hindi | 45% (SC/ST/PwBD), 50% (Others) | 60 min |
| English (Descriptive – Communication: Emails/Reports/Situation Analysis/Precis) | 2 | 25 | English | SC/ST/PwBD 9, Others 10 | 30 min |
Important: English papers are of a qualifying nature; their marks are not counted for final merit ranking.
Strategy to Crack LIC AAO/AE 2025
- Prelims Focus: Prioritize speed & accuracy in Reasoning and Quant. Practice sectional timing rigorously and avoid guesswork due to the negative marking.
- Mains Strength (Professional Knowledge): This is the most scoring section in the Mains. Build crisp, detailed notes and attempt Previous Year Questions (PYQs) or domain-specific case studies.
- GK Strategy: Revise Current Affairs, focusing heavily on IRDAI, LIC, and Insurance/Financial Market terms for the last 4–6 months.
- English Descriptive Practice: Practice drafting emails, reports, précis, and situation analysis weekly under timed conditions to meet the qualifying cutoff.
- Mock Tests: Take timed mock tests and conduct a thorough analysis to fix weak topics and maintain an error log.
Top FAQs – LIC AAO Specialist & AE 2025
What is the last date to apply?
The last date is 08 September 2025.
How many vacancies are there?
A Grand Total of 491 vacancies (AAO Specialist 410 + AE 81).
Is there negative marking?
Yes, in Prelims (–1/4). No negative marking in the Mains Objective paper.
What is the salary of LIC AAO/AE?
Basic pay is ₹88,635; total monthly emoluments are approximately ₹1.26 lakh (in A-class cities) plus allowances.
What is the selection process?
The process is three-tiered: Prelims → Mains (Objective + Descriptive) → Interview → Medical.
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